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One Adventure, One Policy: Your Ultimate Travel Sidekick!

Single trip travel insurance provides coverage for a one-time journey, protecting against unexpected events like cancellations, medical emergencies, or lost luggage, ensuring peace of mind during your entire trip.

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Single Trip Travel Insurance Key Facts

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Why Choose One World Insurance?

Cover in Minutes

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Don't waste time with complicated forms, get quality travel insurance cover with our handy, easy-to-use quote tool, at home or on the go, in less than 5 minutes, so you can get back to making memories.

Travel Insurance Experts

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With over forty-five years of travel insurance experience, we designed our policies to give you maximum peace-of-mind, with comprehensive protection wherever your adventures take you.

Award-Winning Claims Team

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Our award-winning, specialist travel claims team has been supporting travellers in their travel insurance claims for over a decade. With live claim status updates 24/7, when the unexpected happens, you’re always in good hands.

Understanding Your Travel Insurance Cover

Understanding the sections of travel insurance helps you choose the right coverage, ensuring protection against unexpected events like cancellations, medical emergencies, and lost baggage, so you can travel with confidence.
Accident & Liability
The accident and liability section of a travel insurance policy covers medical expenses, injury, or death resulting from accidents during travel, and protects against legal liabilities arising from damages or injuries caused to third parties.
cancellation & Curtailment
The cancellation and curtailment section covers costs if a trip is canceled or cut short due to unforeseen events, such as illness, emergencies, or other covered reasons, reimbursing non-refundable expenses like flights or accommodations.
Medical Expenses
The medical expenses section covers the cost of emergency medical treatment, hospitalisation, and transportation required due to illness or injury during travel, ensuring financial support for health-related emergencies abroad.
Missed Departure
The missed departure section covers expenses if a traveler misses their flight or transportation due to reasons like travel delays, accidents, or other covered events, reimbursing costs for rebooking or alternative travel arrangements.
Baggage
The baggage section covers the loss, damage, or theft of personal belongings during travel, reimbursing the cost of replacing essential items and providing compensation for delayed baggage, ensuring financial protection for personal property.
Winter Sports
The winter sports section covers accidents, injuries, and equipment loss or damage while participating in winter sports activities, such as skiing or snowboarding, providing coverage for medical expenses, equipment rental, and other related costs.

Single Trip Travel Insurance – Frequently Asked Questions

Planning just one holiday this year? Our single-trip travel insurance FAQs answer key questions about how this type of cover works — including start dates, trip duration, cover limits, costs, cancellations, and medical conditions.

Single-trip travel insurance covers one specific trip from the UK (including Channel Islands or Isle of Man). You select your outward and return dates, and your policy protects you for that defined period — ideal if you’re travelling once in a year and don’t need annual cover.

Cover generally starts from your chosen start date (or when you leave home) and ends when you return. Cancellation cover often begins as soon as you buy the policy, but this varies — check your provider’s policy wording to confirm.

The maximum trip length varies between insurers and often depends on your age and destination. Some providers offer cover for trips up to 365 days for younger travellers, while others limit trips to 31–90 days for older age groups.

Typical cover includes emergency medical expenses and repatriation, trip cancellation or curtailment, lost or delayed baggage, travel delays, missed departures, and personal liability. Optional add-ons may include winter sports, cruise cover, or gadget protection.

Prices depend on your age, destination, trip length, cover level, and any pre-existing medical conditions. Always compare quotes to find the best value — premiums can vary widely between insurers.

Some insurers offer cover for declared pre-existing conditions, provided you complete a health declaration. Undeclared conditions may void your policy, so always check what’s accepted by your insurer.

Yes. Activities such as skiing, snowboarding, scuba diving, or cruises usually require optional add-ons or higher cover levels. Always declare these when purchasing your policy to ensure you’re fully protected.

If you cancel before departure or curtail your trip for a valid reason (e.g. illness, bereavement, or natural disaster), your policy may reimburse unused travel and accommodation costs or pay for your early return. Always review the cancellation terms and exclusions.

Many single-trip policies allow travel to multiple destinations within one journey, provided all destinations are declared when you purchase the policy and the trip does not exceed the maximum allowed duration.

Some insurers may let you extend your policy while abroad, but you must contact them before your original return date and receive written confirmation. Extending without approval may void your cover.

Travel peace-of-mind in less than 5 minutes

Travel insurance shouldn't get in the way of the fun of planning a trip, so our quote tool is designed to be quick and easy. Get covered in less time than it takes to eat a crêpe.