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Hit the Slopes, We've Got You Covered

Winter sports travel insurance provides essential coverage for your ski or snowboarding adventures, protecting against unexpected events like accidents, medical emergencies, equipment loss, or cancellations, ensuring peace of mind while you enjoy the thrill of the mountains.

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Winter Sports Travel Insurance Key Facts

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Why Choose One World Insurance?

Cover in Minutes

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Don't waste time with complicated forms, get quality travel insurance cover with our handy, easy-to-use quote tool, at home or on the go, in less than 5 minutes, so you can get back to making memories.

Travel Insurance Experts

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With over forty-five years of travel insurance experience, we designed our policies to give you maximum peace-of-mind, with comprehensive protection wherever your adventures take you.

Award-Winning Claims Team

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Our award-winning, specialist travel claims team has been supporting travellers in their travel insurance claims for over a decade. With live claim status updates 24/7, when the unexpected happens, you’re always in good hands.

Understanding Your Travel Insurance Cover

Understanding the sections of travel insurance helps you choose the right coverage, ensuring protection against unexpected events like cancellations, medical emergencies, and lost baggage, so you can travel with confidence.
Accident & Liability
The accident and liability section of a travel insurance policy covers medical expenses, injury, or death resulting from accidents during travel, and protects against legal liabilities arising from damages or injuries caused to third parties.
cancellation & Curtailment
The cancellation and curtailment section covers costs if a trip is canceled or cut short due to unforeseen events, such as illness, emergencies, or other covered reasons, reimbursing non-refundable expenses like flights or accommodations.
Medical Expenses
The medical expenses section covers the cost of emergency medical treatment, hospitalisation, and transportation required due to illness or injury during travel, ensuring financial support for health-related emergencies abroad.
Missed Departure
The missed departure section covers expenses if a traveler misses their flight or transportation due to reasons like travel delays, accidents, or other covered events, reimbursing costs for rebooking or alternative travel arrangements.
Baggage
The baggage section covers the loss, damage, or theft of personal belongings during travel, reimbursing the cost of replacing essential items and providing compensation for delayed baggage, ensuring financial protection for personal property.
Winter Sports
The winter sports section covers accidents, injuries, and equipment loss or damage while participating in winter sports activities, such as skiing or snowboarding, providing coverage for medical expenses, equipment rental, and other related costs.

Winter Sports Travel Insurance – Frequently Asked Questions

Planning a ski or snowboarding trip? These FAQs explain common queries about winter sports travel insurance, including coverage, pre-existing conditions, equipment protection, cancellations, and high-risk activities. Use this guide to choose the right insurance for your winter adventure.

Winter sports travel insurance typically covers emergency medical treatment abroad, trip cancellations, lost or delayed equipment, and accident-related expenses. Standard policies include skiing and snowboarding, but extreme or off-piste activities may require optional add-ons.

Off-piste skiing and high-risk winter sports are often excluded by default. Optional coverage or a higher premium may be required for activities like heli-skiing, snow kiting, freestyle snowboarding, or ice climbing. Always check your policy wording.

Some policies cover pre-existing medical conditions if declared at purchase. Honesty in health questionnaires is essential to ensure valid coverage while abroad.

Most policies cover loss, theft, or damage to skis, snowboards, and related equipment. Ski pass cover is usually included for cancellations caused by illness, injury, or lift closure, subject to policy limits.

Off-piste skiing without a qualified guide may be excluded. Some insurers require you to be accompanied by a guide for off-piste coverage. Check your policy terms before travelling.

Age limits vary, typically 70–85 years depending on the provider. Multi-trip policies may have lower maximum ages. Some insurers allow coverage beyond these limits with medical screening.

Most policies provide emergency medical cover for COVID-19 or other pandemics, including trip cancellation or quarantine expenses. Confirm limits with your insurer.

Annual multi-trip winter sports policies allow multiple trips within a season or year. Each trip has a defined maximum duration, making them ideal for frequent skiers and snowboarders.

Prices vary by age, destination, trip length, and coverage. On average, comprehensive winter sports insurance costs £20–£30 per day, with higher premiums for off-piste or high-risk activities.

Many policies reimburse cancellations caused by unforeseen bad weather, such as snowstorms, avalanches, or lift closures. Review your policy limits for details.

Yes, many policies cover rental costs for delayed or lost equipment. Keep receipts and relevant reports to support your claim.

Coverage for search and rescue varies. Some policies include it automatically, while others require an additional premium. Confirm details with your provider.

Coverage depends on the policy. Some insurers include snowmobiling, ice climbing, or other high-risk winter activities, while others require optional add-ons.

Travel peace-of-mind in less than 5 minutes

Travel insurance shouldn't get in the way of the fun of planning a trip, so our quote tool is designed to be quick and easy. Get covered in less time than it takes to eat a crêpe.