What type of travel insurance do you need?

Step 1 of 9

What type of travel insurance do you need?

Please choose your travel insurance type:

Choose this option if you want to insure one specific trip.

Single Trip

Choose this option if you want to cover trips to a specific part of the world for a whole year.

Annual Multi-Trip

Where will your travel take you?

Where will your travel take you?

Please tell us where you're going:

Enter a country name

Type at least 3 characters to see suggestions.

Where will your travel take you?

Please choose a region:

Choose this option if you want to insure trips across the UK only, including England, Northern Ireland, Scotland, Wales and the Channel Islands.

Choose this oprion if you want to insure trips throughout Europe.

Europe

Choose this option if you want to insure trips across thw world, excluding the United States.

Worldwide excl. USA

Choose this option if you want to insure trips across the world, including the United States.

Worldwide

Please note: This option covers travel in England, Scotland, Wales, Northern Ireland, the Isle of Man, and the Channel Islands only. If you need travel insurance for any other region, please choose another option.

Please note: This option covers travel in European countries, including the United Kingdom and the following countries: .

Please note: This option covers worldwide travel including the following countries: .

Please note: This option covers worldwide travel excluding the following countries: . If you need travel insurance for the United States or any of these countries, please choose the 'Worldwide' option.

Is anyone visiting: ?

No Yes

Please tell me your travel dates

Please tell me your travel dates

When are you going?^*

Day

Month

Year

When will you be back?^*

Day

Month

Year

Please tell me your trip cost.

What is the total cost of your trip per person?:^*

Please enter a valid trip cost (e.g. 123.45).

How many trips are you planning?

Please tell me how many trips you are planning in the next twelve months.

Please estimate your total number of trips within 12 months in your chosen region of travel, [region]:

When would you like your policy to start?

Policy start date:^*

Day

Month

Year

Who is travelling?

Who is travelling?

Lead Traveller (Traveller 1)

Title

First Name

Last Name

Date of birth:

Day

Month

Year

Email address^*:

Add traveller:

*By clicking 'next', we may contact you by email to assist with your quote if you choose not to complete your purchase.

Medical history questions

Helping you get the right cover

Important Statement

You agree that you or anyone to be covered by this policy:

Lives in the UK and are registered with a UK GP (Doctor) - (a UK resident is someone whose main home is in the UK, Channel Islands, or Isle of Man).
Have not yet begun the trip.
Are not aware of any circumstances that might lead to a claim.
The journey starts from the UK and ends with return to the UK.
Will be following any current UK Government (FCDO) travel advice.

Yes, I have read and agree to the above statements.

The next questions help us to make sure our cover provides the right medical support if you need it.

Please confirm that you, or anyone travelling with you:

Does not have an undiagnosed medical condition or a condition for which a diagnosis is pending
Are not awaiting test results, investigations, consultations, or referrals
Are not travelling for the purpose of receiving medical treatment or procedures (including cosmetic or dental treatment)
Are not travelling against medical advice, and would not be if medical advice were sought

I confirm all of the above apply

I cannot confirm this

Are you, or is anyone travelling with you, currently on a waiting list?

Yes, with a Confirmed Diagnosis

Yes, without a Confirmed Diagnosis

Have you, or has anyone travelling with you, seen a doctor, specialist, or other healthcare professional in the last twelve months?

Yes

Have you, or has anyone travelling with you, had any medical treatment, therapy, or medical care, or taken, or been told to take any medication (including repeat prescriptions, tablets, injections, or patches?) in the last twelve months?

(You can put 'no' if its short-term cold/flu medicine, contraceptives, or nicotine replacements.)

Yes

Have you, or has anyone travelling with you, ever been given a terminal prognosis, or been told you / they have a condition that affects life?

Yes

Is the prognosis expected to be less than 6 months from your return date?

Yes

Unfortunately, we're unable to provide cover for you at this time. This is due to limitations on the pre-existing medical conditions we can provide cover for. We recommend you seek alternative cover from another provider who may be able to assist you.

Unfortunately, we're unable to provide cover for you at this time.

Thank you for getting in touch and for considering us for your travel insurance. Unfortunately, we’re unable to offer cover on this occasion as the medical information provided falls outside our acceptance criteria. We understand this may be disappointing, and this decision is based solely on our underwriting guidelines.

We recommend contacting the British Insurance Brokers’ Association (BIBA), who may be able to help you find alternative cover, and please do feel free to contact us again in the future if your circumstances change.

DEBUG SCORES

Primary Medical Risk: —

Primary Cancellation Risk: —

Alt Medical Risk: —

Alt Cancellation Risk: —

WS add-on excluded?: —

Unfortunately, we're unable to provide cover for this quote. This is due to limitations on the pre-existing medical conditions we're able to cover for this type of policy.

Unfortunately, we're unable to provide cover for you at this time.

However, you may still be eligible for cover under a different policy type or travel arrangement. Our team can talk through the options with you and check whether an alternative solution may be available.

DEBUG SCORES

Primary Medical Risk: —

Primary Cancellation Risk: —

Alt Medical Risk: —

Alt Cancellation Risk: —

WS add-on excluded?: —

We’re unable to offer an Annual Multi-Trip policy based on the medical information provided.

DEBUG SCORES

Primary Medical Risk: (score used for premium calculation for this session)—

Primary Cancellation Risk: (score used for premium calculation for this session)—

Alt Medical Risk: (score used if other trip type selected) —

Alt Cancellation Risk: (score used if other trip type selected) —

WS add-on excluded?: —

TEST PURPOSES ONLY

Please see below for verisk testing. If WS addons excluded please proceed to add on page to observe winter sports being hidden.

DEBUG SCORES

Primary Medical Risk: (score used for premium calculation for this session)—

Primary Cancellation Risk: (score used for premium calculation for this session)—

Alt Medical Risk: (score used if other trip type selected) —

Alt Cancellation Risk: (score used if other trip type selected) —

WS add-on excluded?: —

Unfortunately we are unable to offer you a quote online – please call us to discuss this further.

Unfortunately, we're unable to provide a quote online.

Unfortunately we are unable to offer you a quote online – please call us to discuss this further on .

In the last twelve months, have any of the travellers suffered from:

Helping you get the right cover

Thank you, almost there, just a couple more to go.

Have you, or has anyone travelling with you, in the last 2 years been diagnosed with or treated for any of these conditions, even if they are well managed? Please tick all that apply:

Heart or blood pressure problems, including stroke and cholesterol

Breathing problems (like asthma, COPD or related conditions)

Liver problems

Cancer

Mental health or emotional issues (like anxiety, depression or a psychiatric condition, such as an eating disorder)

Drug or alcohol misuse

None of the above

Are you or is anyone travelling with you experiencing any symptoms that a doctor hasn’t yet identified or explained?

(For example: persistent pain, unusual fatigue, breathlessness, rashes.)

Yes

Have you, or has anyone travelling with you, had recent treatment but are still awaiting post-operative checks or discharge from medical care?

Yes

Are you, or is anyone travelling with you, having or awaiting chemotherapy, radiotherapy, or dialysis?

Yes

Please add any medical conditions forTraveller 1below.

Please add any medical conditions for Traveller 1 below.

Your personal travel insurance quote is £00.00 including Insurance Premium Tax

Your personal travel insurance quote is:

£00.00

Incl. IPT

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1. Choose Your Cancellation Cover

Please use the slider to tell me how much cancellation cover you would need per person (or enter an amount up to up to £000 in the box below).

You should ensure that the amount of cancellation cover you choose is equal to the amount you have paid for your trip, per person.

£500

£6,000

Cancellation cover amount per person

Amount selected:

2. Choose Your Baggage Cover

Please use the slider to tell me how much baggage cover you will need per person (or enter an amount up to up to £000 in the box below).

Yu should ensure that the amount of baggage cover you choose is enough to cover any lost items per person.

£500

£6,000

Baggage cover amount per person

Amount selected:

3. Choose Your Excess

Please use the slider to tell me the Excess you would be happy to pay per person in the event of a claim or enter an amount up to £000 in the box below.

Your excess is the amount you will need to pay towards your claim if you need to make a claim on your policy.

£0

£1,500

Excess amount per person

Amount selected:

Your travel insurance quote, including your chosen excess of £XXX and any optional extras is £00.00

Your travel insurance quote, including your chosen excess of £XXX and any optional extras is £00.00

00.00

Incl. IPT

IPT stands for Insurance Premium Tax.

Here are your optional extras:

Excess Waiver - Added

Add for £ Remove 00.00

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Gadget Cover - Added

Add for £ Remove 00.00

Winter Sports Cover - Added

Add for £ Remove 00.00

Activities Cover - Added

Add for £ Remove 00.00

Trip Extension Cover - Added

Add for £ Remove 00.00

Cruise Cover - Added

Add for £ Remove 00.00

Your travel insurance quote, including your chosen excess of £XXX and any optional extras is £00.00

£00.00

Incl. IPT

IPT stands for Insurance Premium Tax.

Here are your optional extras:

Excess Waiver - Added

Add for £ Remove 00.00

Gadget Cover - Added

Add for £ Remove 00.00

Winter Sports Cover - Added

Add for £ Remove 00.00

Activities Cover - Added

Add for £ Remove 00.00

Trip Extension Cover - Added

Add for £ Remove 00.00

Cruise Cover - Added

Add for £ Remove 00.00

Your Cover Level Choice: [Gold]

Please note: All cover levels noted are per person. The excess is per person per incident.

Cancellation Cover:

[£3,000]

Baggage Cover:

[£3,000]

Emergency Medical Cover:

[£3,000]

Cutting Short Your Trip Cover:

[£3,000]

Excess:

[£90]

Selected

Cover Level: [Platinum]

Please note: All cover levels noted are per person. The excess is per person per incident.

Cancellation Cover:

[£3,000]

Baggage Cover:

[£3,000]

Emergency Medical Cover:

[£3,000]

Cutting Short Your Trip Cover:

[£3,000]

Excess:

[£90]

Select

Cover Level: [Silver]

Please note: All cover levels noted are per person. The excess is per person per incident.

Cancellation Cover:

[£3,000]

Baggage Cover:

[£3,000]

Emergency Medical Cover:

[£3,000]

Cutting Short Your Trip Cover:

[£3,000]

Excess:

[£90]

Select

Your travel insurance quote, including your chosen excess of £XXX and any optional extras is £00.00

00.00

Incl. IPT

IPT stands for Insurance Premium Tax.

Who are you travelling with?

Who are you travelling with?

Lead Traveller (Traveller 1)

Title

First name

Last name

Your Quote Summary

Your Quote Summary

00.00

Incl. IPT

IPT stands for Insurance Premium Tax.

Upgrade to Annual Multi-Trip

If you're planning on more travels in the next 12 months, an Annual policy might save you money. Upgrade to an Annual Multi-Trip policy and your total price will be £[00.00]. Your current Single Trip cover for [region] is £[00.00].

Upgrade Policy

Choose another region

Choose Your Annual Multi-Trip Region

All trips to your region chosen below will be covered for 12 months (policy exclusions apply).

Choose this option if you want to insure trips across the UK only, including England, Northern Ireland, Scotland, Wales and the Channel Islands.

Choose this oprion if you want to insure trips throughout Europe.

Europe

Choose this option if you want to insure trips across thw world, excluding the United States.

Worldwide excl. USA

Choose this option if you want to insure trips across the world, including the United States.

Worldwide

Please note: This option covers travel in European countries, including the United Kingdom and the following countries: .

Please note: This option covers worldwide travel including the following countries: .

Overview:

Policy Type:

—

Policy Start Date:

—

Policy End Date:

—

No. of Persons:

—

Destination:

—

Cancellation Cover:

Up to £0,000

Baggage Cover:

Up to £0,000

Missed Departure Cover:

Up to £0,000

Excess:

££150

Cancellation Cover: Up to £0,000
Emergency Medical Cover: Up to £0,000
Curtailment & Cutting Your Trip Short: Up to £0,000
Baggage & Personal Possessions: Up to £0,000
Personal Belongings & Money Cover
Personal Money: Up to £0,000
Cash: Up to £0,000
Cash (If under 18): Up to £0,000
Passport & Other Documents: Up to £0,000
Travel Disruption or Delay
Delayed Departure: Up to £0,000
Abandoning Your Trip: Up to £0,000
Missed Departure: Up to £0,000
Missed Connection: Up to £0,000
Personal Accident
Death (Aged 16 to 64): Up to £0,000
Death (Aged 15 or under): Up to £0,000
Death (Aged 65 or older): Up to £0,000
Disablement (Aged 16 to 64): Up to £0,000
Disablement (Aged 15 or under): Up to £0,000
Disablement (Aged 65 or older): Up to £0,000
Legal & Liability: Up to £0,000
Excess: £0,000

Added Optional Extras:

[Optional Extra]

Policy Documents

Policy Wording (PDF)

IPID (Insurance Product Information Document)

Terms of Business Agreement (TOBA)

Your Cancellation Rights

Your policy has a 14-day 'cooling off' period from receipt of your policy documents. Should the policyholder decide the terms and conditions of the policy do not meet your requirements and as long as you have not travelled or claimed on the policy, you can ask us for a full refund. To request cancellation of your policy, contact One World Insure on 020 4623 8918. Outside of the 14-day cooling off period the following rules apply:

If you bought a Single Trip policy
Should the policyholder wish to cancel, or where a change to your existing policy means we are unable to continue with your cover, then, as long as you have not travelled and are not claiming (or planning to claim) on the policy, we will refund 50% of the total policy premium.

If you bought an Annual Multi Trip policy
As long as no one has made a claim (regardless of whether your claim was successful or not) on the policy and the policyholder confirms in writing that there is no intention to make a claim, we will refund 5% of the total premium paid for each full calendar month remaining on the policy from the date the policyholder requests the cancellation.

Please confirm who the lead traveller will be.

Title:

Lead policyholder:

Please confirm lead policyholder's email address:

Address:

Address Line 1:

Address Line 2:

City:

County:

Postcode:

Contact number:

Important Statement

We have offered a quotation and issued a policy on the understanding that at the time of purchasing this insurance, you are fit to travel and are not currently suffering a decline in health that could reasonably cause you to cancel a trip or make a claim.

You confirm that you have declared all pre-existing medical conditions relevant to the questions asked, and that all answers provided are accurate.

Telling us about some but not all pre-existing medical conditions may result in us not collecting the correct premium. Claims related to undisclosed conditions will not be paid, and claims related to declared or new conditions may be reduced or declined if inaccurate information was provided.

I agree

Marketing Consent

Chase Heptons would love to keep you up-to-date with our offers, discounts, products and services for its brand ‘One World Insure’. Our Privacy Policy informs you about how Chase Heptons uses your personal details and what to do if you change your mind. You can opt out of further marketing communications at any time.

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What type of travel insurance do you need?

Where will your travel take you?

Where will your travel take you?

Please tell me your travel dates

Please tell me your trip cost.

Please tell me how many trips you are planning in the next twelve months.

When would you like your policy to start?

Who is travelling?

Helping you get the right cover

Unfortunately, we're unable to provide cover for you at this time.

Unfortunately, we're unable to provide cover for you at this time.

We’re unable to offer an Annual Multi-Trip policy based on the medical information provided.

TEST PURPOSES ONLY

Unfortunately, we're unable to provide a quote online.

Helping you get the right cover

Please add any medical conditions for Traveller 1 below.

Your personal travel insurance quote is:

1. Choose Your Cancellation Cover

2. Choose Your Baggage Cover

3. Choose Your Excess

Your travel insurance quote, including your chosen excess of £XXX and any optional extras is £00.00

Your travel insurance quote, including your chosen excess of £XXX and any optional extras is £00.00

See other cover options

Your travel insurance quote, including your chosen excess of £XXX and any optional extras is £00.00

Who are you travelling with?

Your Quote Summary

Overview:

Expand for more cover detail

Added Optional Extras:

Policy Documents

Your Cancellation Rights

Please confirm who the lead traveller will be.