Skip to content
#

One Policy, Endless Adventures

Annual multi-trip travel insurance offers year-round coverage for multiple journeys in the UK, Europe or Worldwide, depending on your policy. It provides protection against unexpected events like cancellations, medical emergencies, or lost luggage, so you can travel frequently with peace of mind and no need to arrange separate policies for each trip.

Cancellation Cover

#
Reclaim costs if illness or unforeseen events prevent you from travelling.

Missed Departures

Traveller waving from departing train.
Help with unexpected extra costs covered if you miss your flight or transport.

Medical Emergencies 

#
Financial protection for treatment, hospital stays, and emergency evacuation.

Baggage Protection

Person leaning on red, wheeled sutcase in front of moored cruise ship.
Cover for lost, stolen, or delayed luggage, including essential replacements.

Annual Multi-trip Travel Insurance Key Facts

Worldwide Cover Options

Choose European or Worldwide insurance options to match your travel plans.

Simple Claims Process

It's easy to submit and instantly track your claim online, 24/7.

Support You Can Trust

Year-round, reliable multi-trip cover when you need it most.
travelers enjoying a rope swing above the treetops in a tropical paradise.

Why Choose One World Insurance?

Cover in Minutes

#
Don't waste time with complicated forms, get quality travel insurance cover with our handy, easy-to-use quote tool, at home or on the go, in less than 5 minutes, so you can get back to making memories.

Travel Insurance Experts

#
With over forty-five years of travel insurance experience, we designed our policies to give you maximum peace-of-mind, with comprehensive protection wherever your adventures take you.

Award-Winning Claims Team

#
Our award-winning, specialist travel claims team has been supporting travellers in their travel insurance claims for over a decade. With live claim status updates 24/7, when the unexpected happens, you’re always in good hands.

Understanding Your Travel Insurance Cover

Understanding the sections of travel insurance helps you choose the right coverage, ensuring protection against unexpected events like cancellations, medical emergencies, and lost baggage, so you can travel with confidence.
Accident & Liability
The accident and liability section of a travel insurance policy covers medical expenses, injury, or death resulting from accidents during travel, and protects against legal liabilities arising from damages or injuries caused to third parties.
cancellation & Curtailment
The cancellation and curtailment section covers costs if a trip is canceled or cut short due to unforeseen events, such as illness, emergencies, or other covered reasons, reimbursing non-refundable expenses like flights or accommodations.
Medical Expenses
The medical expenses section covers the cost of emergency medical treatment, hospitalisation, and transportation required due to illness or injury during travel, ensuring financial support for health-related emergencies abroad.
Missed Departure
The missed departure section covers expenses if a traveler misses their flight or transportation due to reasons like travel delays, accidents, or other covered events, reimbursing costs for rebooking or alternative travel arrangements.
Baggage
The baggage section covers the loss, damage, or theft of personal belongings during travel, reimbursing the cost of replacing essential items and providing compensation for delayed baggage, ensuring financial protection for personal property.
Winter Sports
The winter sports section covers accidents, injuries, and equipment loss or damage while participating in winter sports activities, such as skiing or snowboarding, providing coverage for medical expenses, equipment rental, and other related costs.

ANNUAL MULTI-TRIP TRAVEL INSURANCE FREQUENTLY ASKED QUESTIONS

Annual multi-trip travel insurance covers multiple trips within a 12-month period under one policy, each up to a specified trip length.

Single-trip covers one journey, while annual multi-trip insurance covers multiple trips for a year, so its more suited to frequent travellers, and can also feature different cancellation terms. Lawys check the policy wording to see what's included and what isn't before you make a travel insurance purchase.

Most policies allow unlimited trips as long as each stay is within the trip length limit, often 31 or 45 days.

You will need to tell your insurer which parts of the world you wish to travel to when buying your policy, the options can vary, and sometimes certain countries are excluded from cover. Always make sure you are properly covered for all of the destinations you wish to travel to before travelling.

Annual multi-trip travel insurance covers emergency medical costs, cancellation, lost luggage, delay, and more, with optional extras for activities like skiing or cruises.

If you travel more than twice a year, it can often be more economical and convenient than buying separate single-trip policies. Plus, if you are travelling to a destination covered by your policy you can jet off on last minute deals with the piece of mind that yu are still covered.

Yes, if declared during medical screening and accepted by the insurer. Always tell your insurer about any medical conditions you, or any other travellers on your policy may have as soon as possible to help ensure you are covered if you later need to make a claim on your policy.

Yes, most insurers offer travel insurance cover for several people under one policy.

Some policies include business trips, others require an optional upgrade. Check the terms of your policy before travelling.

Some insurers allow upgrading to Worldwide during the policy year with additional premiums or endorsements. Always check with your provider.

Exceeding the maximum trip length may invalidate cover. Some insurers allow extensions with prior arrangement and extra premium.

Most policies do not limit the number of claims, but repeated claims may affect renewal or premiums.

Purchase before your first trip for full coverage. Some providers cover trips already booked if purchased in advance, check the policy wording carefully.

Some policies include cruise travel automatically; others require an optional add-on. Always check the itinerary coverage.

The excess is usually paid per person per claim, not per trip. Some policies have separate excesses for medical, baggage, or cancellation.

Many policies exclude coverage for countries which are under government travel advisories (e.g., Foreign Office 'do not travel' warnings). Always check up to date restrictions before booking your trip.

Travel peace-of-mind in less than 5 minutes

Travel insurance shouldn't get in the way of the fun of planning a trip, so our quote tool is designed to be quick and easy. Get covered in less time than it takes to eat a (big) baozi.