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Travel Longer, worry less

Long stay travel insurance offers comprehensive coverage for extended journeys, protecting against unforeseen events like cancellations, medical emergencies, or lost luggage, ensuring you have peace of mind throughout your entire stay abroad.

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Long Stay Travel Insurance Key Facts

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Key Fact 3

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Why Choose One World Insurance?

Cover in Minutes

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Don't waste time with complicated forms, get quality travel insurance cover with our handy, easy-to-use quote tool, at home or on the go, in less than 5 minutes, so you can get back to making memories.

Travel Insurance Experts

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With over forty-five years of travel insurance experience, we designed our policies to give you maximum peace-of-mind, with comprehensive protection wherever your adventures take you.

Award-Winning Claims Team

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Our award-winning, specialist travel claims team has been supporting travellers in their travel insurance claims for over a decade. With live claim status updates 24/7, when the unexpected happens, you’re always in good hands.

Understanding Your Travel Insurance Cover

Understanding the sections of travel insurance helps you choose the right coverage, ensuring protection against unexpected events like cancellations, medical emergencies, and lost baggage, so you can travel with confidence.
Accident & Liability
The accident and liability section of a travel insurance policy covers medical expenses, injury, or death resulting from accidents during travel, and protects against legal liabilities arising from damages or injuries caused to third parties.
cancellation & Curtailment
The cancellation and curtailment section covers costs if a trip is canceled or cut short due to unforeseen events, such as illness, emergencies, or other covered reasons, reimbursing non-refundable expenses like flights or accommodations.
Medical Expenses
The medical expenses section covers the cost of emergency medical treatment, hospitalisation, and transportation required due to illness or injury during travel, ensuring financial support for health-related emergencies abroad.
Missed Departure
The missed departure section covers expenses if a traveler misses their flight or transportation due to reasons like travel delays, accidents, or other covered events, reimbursing costs for rebooking or alternative travel arrangements.
Baggage
The baggage section covers the loss, damage, or theft of personal belongings during travel, reimbursing the cost of replacing essential items and providing compensation for delayed baggage, ensuring financial protection for personal property.
Winter Sports
The winter sports section covers accidents, injuries, and equipment loss or damage while participating in winter sports activities, such as skiing or snowboarding, providing coverage for medical expenses, equipment rental, and other related costs.

Long Stay Travel Insurance – Frequently Asked Questions

Travelling abroad for several months? Our long stay travel insurance FAQs explain coverage, costs, and tips for staying protected on extended trips.

Long stay travel insurance provides protection for trips abroad lasting several months. It covers medical emergencies, trip cancellations, lost or delayed baggage, travel delays, and personal liability for extended journeys.

Anyone planning to live, work, or study abroad for several months, or taking an extended holiday, should consider long stay travel insurance. It helps manage risks that increase with longer trips.

Standard coverage usually includes medical emergencies, repatriation, trip cancellation or curtailment, lost or stolen baggage, travel delays, and personal liability. Optional extras may include adventure activities, winter sports, or extended electronics cover.

Many policies cover declared pre-existing conditions, usually after completing a health questionnaire. Always provide accurate medical information to ensure coverage.

Policies vary, but coverage typically ranges from one month to up to 12 months. Some insurers may allow extensions depending on policy terms.

Costs depend on age, destination, length of stay, coverage level, and optional extras. Longer trips typically cost more, while annual multi-trip policies can be more cost-effective for frequent long stays.

You can purchase it after booking, but buying early ensures full coverage for trip cancellations and other benefits.

Many policies include COVID-19 coverage for medical emergencies and trip cancellations. Always check policy details for quarantine, testing, and repatriation coverage.

Standard policies may exclude high-risk activities. Optional cover can be added for adventure sports, winter sports, or similar activities.

Extensions are possible if requested before the current coverage ends. Check with your insurer for any waiting periods or additional requirements.

Travel peace-of-mind in less than 5 minutes

Travel insurance shouldn't get in the way of the fun of planning a trip, so our quote tool is designed to be quick and easy. Get covered in less time than it takes to eat a crêpe.